What to expect?
DUI – Driving under the influence and being caught means that you will be considered as a high risk and you will be charged more when you are about to renew your insurance. Have in mind that these higher rates may last for years. Companies may even remove you from their list and you will have to find another insurance company.
According to surveys, drivers with breath 0.08% concentration of alcohol (or above) are more likely to take part in accidents and crashes. These drivers are considered to be intoxicated in every possible state. A survey made by the National Highway Traffic Safety Administration shows that 31% of people who lost their lives in car crashes were involved in accidents with an alcohol-impaired driver. These numbers are from 2013 and are most likely higher now.
Companies that will insure you with a DUI
One thing is sure: you will have to work harder to find one. Although that’s challenging it isn’t impossible because there are many companies that will issue an insurance to anybody with a valid license. Here’s a list of companies that will insure you with a DUI, so inspect them closely.
Compare quotes and rates
Compare prices and see which company will give you the best rates and more support of course. Despite standard insurance companies you will find other small, local and non-standard companies that you may find ideal for you. Keep in mind companies that are offering the lowest prices for low-risk drivers may offer really high prices when it comes to high-risk drivers. Even if your current insurance company doesn’t drop you, it’s a good idea to compare rates and see whether another company will give you more for less.
Don’t even try to hide your DUI violation because the insurance company will find it out as soon as they run a background check.
Comparing prices, quotes and rates is very important if you want to save money, which is often essential as a student.
You should drive extremely carefully and be a super cautious driver once you are caught with DUI. Even a single speeding ticket may raise your quotes and rates again.
Even if you are caught driving under the influence, that doesn’t mean that you don’t deserve a second chance. Luckily, lots of insurance companies are willing to give it to you, and you should be able to find the one that will work best for you and your pocket. This offence not only has serious consequences for people’s lives but also has some serious financial consequences.
If you are finding it hard to pick the right insurance company for your needs, it’s advisable to speak to an independent insurance agent who will give you the best option and help you decide on one.