Understanding Student Finance England can be challenging, so we’ve developed a short and informative guide on the topic. This post will summarise everything related to Student Finance England, like how to contact them, how to apply for your student loan, and how to calculate your loan with a student finance calculator.

Student Loans

What Is It?

A student loan helps students pay their tuition and living expenses. The government provides these.

Types Of Loan Offered By Student Finance England

There are two types of student loans: tuition fee loans to cover tuition and maintenance loans to aid with living expenses.

Tuition fee loans cover the cost of your course tuition, which is now £9,250 per year for full-time UK students.

A maintenance loan might help you meet your living expenses up to £12,382 per year. You will receive three payments throughout the year to your bank account.

To make your money last, you must first learn how to budget. Take a look at some budgeting advice here.

How Much Will I Be Paid?

Where you study, where you live, and the income of your family determines the amount you receive for a maintenance loan. 

What Is A Student Finance Calculator?

You can use the student finance calculator to determine how much you are eligible for.

When Do I Have to Pay Back My Borrowed Loan?

You do not begin repaying your student loan until April when you have completed or left your course and earned more than the repayment criteria. If you want to learn more about repaying your student loan, click here.


If your student loan does not cover your living expenses, grants are available. The government or your university will give you a grant. You do not need to pay this back.

More information about grants can be found by clicking here.

If you have a disability or a child or adult dependent who is financially reliant on you, you are eligible for further help.

EU Students

If you are from an EU country, Iceland, Liechtenstein, Norway, or Switzerland, can be eligible for a tuition fee loan and assistance with living expenses through a maintenance loan. You can learn more about your eligibility and how much you can receive here.

Part-Time Students

If your part-time course has a course intensity of 25% or above, you can be eligible for a loan.

How Much Will I Be Paid?

Tuition fee loans are available up to £6,935 each academic year.

Where you study, where you live, and the income of your family determines the amount you receive for a maintenance loan. 

You will have to repay both the tuition fee loan and the maintenance loan back.

More information for part-time students may be found here.

We hope this information has answered any questions you have about Student Finance England. If you have any more inquiries, please contact:

Student Finance England at 0300 100 0607

EU Students contact Student Finance Services at 0141 243 3570

You keep up-to-date with Student Finance England by following their Facebook and Twitter pages!