As a student you’re probably heading off to uni with all kinds of shiny new tech*; your laptop, phone, speakers, maybe a TV, as well as all your personal belongings. It’s a sad fact that student accommodation is often targeted at the start of term, student houses are seen as an easy win and figures show that 20% of break-ins at student accommodation happen in the first 6 weeks of term.
But moving away from home doesn’t have to be a stressful or frightening experience. Often things happen in life that we have no control over; from dropping your phone and spilling coffee on your laptop, to having your flat broken into, and part of being a proper grown-up is knowing what to do to minimise the stress. This is where student insurance comes in.
If the worst happens and you become a victim of theft, you have the peace of mind of knowing that your insurance can go some way towards replacing your lost items.
It can help in other situations too. If, for example, you miss a coursework submission or exam because you or a family member are ill, student insurance can help with the cost of resitting exams and reproducing coursework.
We can all be clumsy at times, but some mishaps can cost you more than you’d think. It’s important to maintain a good relationship with your landlord, so Accommodation Liability cover can come in handy if you accidentally damage the landlord’s household goods, or the gas, electricity or water meters.
You even get the option of covering the loss of your house keys or swipe card, because who hasn’t had that sinking feeling when they’ve locked themselves out? Insurance can pay for a new key and replacement lock, as well as giving you £50 towards the call out charge for an emergency locksmith, should you need one.
What’s In It For Me?
University is a great experience and it’s supposed to be one of the best times of your life, so why take the risk of being uninsured when you can get cover for less than the average price for a cup of coffee? **
If you prepare for the unexpected you can concentrate on the important things such as exploring your new city, meeting new people and enjoying nights out; who knows, you might even fit in some studying too!
At The Insurance Emporium our policyholders can tailor their policies to suit their individual needs. You’ll get contents cover as standard, with the option to add Optional Benefits such as Gadgets and Mobile cover, Musical Instruments and Bicycle insurance.
- Tuition Fees, Rent Protection, Exams & Coursework
- Personal Accident and Assault or Mugging
- College Property On Loan
- Accommodation Liability
- Public Liability
- Loss of Keys (Or Swipe Card)
- Gadgets & Mobiles
- Personal Belongings
- Musical Instruments
Students often think that insurance is an unnecessary expense at a time when they’re already paying out for rent and books etc, but it can save a lot of money and stress if the worst does happen. Take a look at what student insurance can do for you and get a free, no-strings quote from one of our friendly team who will guide you through the process. And check out our guide to staying safe at uni for more advice.
*You might need to extend the standard cover with Optional Benefits to ensure those expensive items are covered such as your laptop, phone, speakers and TV.
**Premium based on a Student Policy paid Lunar Monthly, including the Optional Benefits of Gadget & Mobile Phone, Loss of Keys / Swipe Card, Tuition Fees and Rent Protection with 30% Student Discount and Multiple Gadget Discount applied. Terms & Conditions apply.
All content provided on this blog is for informational purposes only. We make no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. We will not be liable for any errors or omissions in this information nor for the availability of this information. We will not be liable for any loss, injury, or damage arising from the display or use of this information. This policy is subject to change at any time.
We offer a variety of cover levels, so please check the policy cover suits your needs before purchasing. For your protection, please ensure you read the Insurance Product Information Document (IPID) and policy wording, for information on policy exclusions and limitations.